top of page
What is a Chattel Mortgage?
A Chattel Mortgage allows businesses to purchase income-producing assets while taking ownership from day one. The lender holds security over the asset until the loan is repaid.
Potential Tax Considerations
Businesses registered for GST may be eligible to claim GST credits. Interest costs and depreciation may also be deductible subject to professional tax advice and applicable legislation.
Assets That Can Be Financed

Motor Vehicles

Trucks & Trailers

Earthmoving Equipment

Farm Machinery

Medical Equipment

Commercial Plant & Machinery
How a Chattel Mortgage Works
Choose Your Asset
Select the vehicle, machinery or equipment your business needs.
Apply for Finance
Submit your business and asset details for assessment.
Purchase & Ownership
Once approved, the asset is purchased and ownership is established from day one, subject to the finance arrangement.
Make Regular Repayments
Repay the loan over the agreed term until the finance is fully repaid.
Industries Suited to Chattel Mortgages
-
Transport & Logistics
-
Construction
-
Agriculture
-
Trades
-
Manufacturing
-
Healthcare
-
Hospitality
-
Mining
-
Professional Services
Frequently asked questions

Why Choose
Equipment Finance – Australia Wide?
We offer access to a wide range of lenders, competitive finance solutions, flexible repayments, personalised service, and support throughout the application process.
Wide panel of lenders
Tailored finance solution
Fast application process
Australia-wide service
Finance Specialists

bottom of page
.png)
